Terms of Service

1. Acceptance of Terms

Welcome to Banking Starlight. These Terms of Service ("Terms") govern your use of our website located at banking-starlight.com and our services related to Quebec French culture education and community engagement. By accessing or using our website, you agree to be bound by these Terms.

2. Description of Service

Banking Starlight provides educational content, cultural resources, and community engagement opportunities focused on Quebec French-speaking culture. Our services include:

• Educational content about Quebec French culture and heritage
• Blog articles and cultural resources
• Community engagement and contact services
• Cultural event information and promotion

3. User Responsibilities

When using our website and services, you agree to:

• Provide accurate and truthful information
• Use our services only for lawful purposes
• Respect intellectual property rights
• Not engage in harmful or disruptive behavior
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

4. Prohibited Activities

You may not use our website for any of the following activities:

• Uploading or transmitting viruses, malware, or harmful code
• Attempting to breach security measures
• Harvesting or collecting user information
• Impersonating others or providing false information
• Engaging in spam or unsolicited communications
• Violating any applicable laws or regulations
• Interfering with the proper functioning of the website

5. Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of Banking Starlight or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may view, download, and print content for personal, non-commercial use only. You may not modify, reproduce, distribute, or create derivative works without our express written permission.

6. User-Generated Content

If you submit content to our website (such as comments, feedback, or contact form submissions), you grant us a non-exclusive, royalty-free license to use, modify, and display such content for our business purposes.

You are responsible for ensuring that any content you submit does not violate third-party rights or applicable laws.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Disclaimers

Our website and services are provided "as is" without warranties of any kind. We disclaim all warranties, including but not limited to:

• Warranties of merchantability and fitness for a particular purpose
• Warranties that the service will be uninterrupted or error-free
• Warranties regarding the accuracy or completeness of content

9. Limitation of Liability

To the maximum extent permitted by law, Banking Starlight shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business interruption.

Our total liability for any claims arising from these Terms or your use of our services shall not exceed the amount you paid us, if any, for accessing our services in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Banking Starlight, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

11. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these external sites. Your interactions with third-party sites are governed by their respective terms and policies.

12. Termination

We reserve the right to terminate or suspend your access to our website and services at any time, without notice, for any reason, including violation of these Terms.

Upon termination, your right to use our services ceases immediately, and you must discontinue all use of our website.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Quebec, Canada, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Quebec, Canada.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. The unenforceable provision shall be replaced with an enforceable provision that most closely matches the intent of the original provision.

15. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of our website after changes are posted constitutes acceptance of the modified Terms.

16. Contact Information

If you have questions about these Terms of Service, please contact us: