Cookie Policy

1. What Are Cookies?

Cookies are small text files that are stored on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners about user behavior and preferences.

2. How We Use Cookies

Banking Starlight uses cookies to enhance your browsing experience and improve our website functionality. We use cookies for the following purposes:

• Essential website functionality
• Remembering your preferences and settings
• Analyzing website traffic and usage patterns
• Providing personalized content and experiences
• Ensuring website security

3. Types of Cookies We Use

3.1 Necessary Cookies

These cookies are essential for the website to function properly. They enable basic functions like page navigation, access to secure areas, and remembering your cookie preferences. The website cannot function properly without these cookies.

Examples:

• Session cookies for maintaining your connection
• Security cookies for protecting against fraud
• Cookie consent preferences

3.2 Analytical Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve our website's performance and user experience.

Examples:

• Page view tracking
• Time spent on pages
• Navigation patterns
• Device and browser information

3.3 Functional Cookies

These cookies allow the website to remember choices you make and provide enhanced, more personal features. They may be set by us or by third-party providers whose services we have added to our pages.

Examples:

• Language preferences
• Region selection
• User interface customizations

3.4 Marketing Cookies

These cookies track your activity across websites to deliver more relevant advertising and limit the number of times you see the same advertisement. They may be shared with other organizations or advertisers.

Examples:

• Social media integration cookies
• Advertising preference tracking
• Cross-site behavior analysis

4. Cookie Duration

Cookies can be classified by how long they remain on your device:

4.1 Session Cookies

These temporary cookies are deleted when you close your browser. They help maintain your session during your visit to our website.

4.2 Persistent Cookies

These cookies remain on your device for a set period or until you delete them. They remember your preferences for future visits.

5. Third-Party Cookies

Some cookies on our website are set by third-party services we use:

• Social Media Platforms: Enable sharing and social media functionality
• Analytics Services: Help us understand website usage and performance
• Content Delivery Networks: Improve website loading speed and performance

These third-party cookies are governed by the respective privacy policies of these external services.

6. Managing Your Cookie Preferences

6.1 Cookie Consent Tool

When you first visit our website, you'll be presented with a cookie consent banner allowing you to choose your preferences. You can:

• Accept all cookies
• Accept only necessary cookies
• Customize your preferences by cookie category

6.2 Browser Settings

You can also control cookies through your browser settings. Most browsers allow you to:

• View cookies stored on your device
• Delete individual cookies or all cookies
• Block cookies from specific websites
• Block all third-party cookies
• Set up notifications when cookies are being set

6.3 Browser-Specific Instructions

For detailed instructions on managing cookies in different browsers:

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions

7. Impact of Disabling Cookies

While you can browse our website with cookies disabled, some functionality may be limited:

• You may need to re-enter information more frequently
• Some interactive features may not work properly
• Your preferences may not be remembered between visits
• Website performance may be reduced

8. Updates to Cookie Usage

We may update our use of cookies from time to time. When we make significant changes to this Cookie Policy, we will:

• Update the "Last updated" date at the top of this policy
• Notify users through our website or other appropriate means
• Request renewed consent where required by law

9. Your Rights

Under applicable privacy laws, you have certain rights regarding cookies and personal data:

• Right to be informed about cookie usage
• Right to consent to or refuse non-essential cookies
• Right to withdraw consent at any time
• Right to access information about cookies we use
• Right to complain to relevant data protection authorities

10. Contact Information

If you have questions about our use of cookies or this Cookie Policy, please contact us: